Users can create a free account that will then let them instantly send or receive money from. app%2fhelp%2fUS%2fen-us%2f3127-keeping-your-cash-app-secure/RK=2/RS=tBxkqDp248t8ZaaSkiAGfQRkmIs- referrerpolicy=origin target=_blank>See full list on cash. ago Very smart scam tbh egor4nd • 2 yr. Using Zelle to send money is a piece of cake, and the easiest solution for a messy mistake. What is Cash App and how does it work?. But when you click on the link, you’re taken to a site that steals your username and password. Cash App Money Transfer: What It Is, How to Use It. Verified emails from Cash App will always come from a @cash. Send, request, and split with just a tap. Cash App is a peer-to-peer payment app created by Square, Inc. Enter the recipient’s phone number, email address or $Cashtag. transfer your Cash App money to a bank account) or send more money than you have in your Cash App in-app balance, you can connect a. Transactions with marketplace sellers are much better done in person, where you can see and check the item you’re buying. Quick tip: If the green screen for sending and requesting money doesnt automatically appear, tap the dollar $ symbol in the bottom. Send Cash, Stocks or Bitcoin. How to Send Money Using Cash App Open your app on your smartphone Enter the amount of money you want to send Tap “pay” on the screen Enter the recipient’s email address, $Cashtag or cellphone number. Open Cash App and tap the profile icon on your home screen. Contact Cash App Support By Direct Mail. An email claims someone is trying to send you money through Cash App, but this lure of easy money is. 2 days ago · Some scammers are targeting the person-to-person payment service Cash App. If you have an open brokerage account you may receive emails from support @drivewealth. Your email can be used to receive payments if its linked, but if youve already provided your $Cashtag, thats enough info for them to complete a payment. The 8 Most Common Cash App Scams To Steal Your Money. Cash App scammers send emails using the Cash App logo and a similar-looking email address to try and trick you into “verifying” your Cash App account information and password. and UK, and you can only send and receive payments with users in these countries. The secure portal will allow you to send an email to [email protected]. The $Cashtag is the name that each Cash App user sets up within their app profile. Cash App scammers send emails using the Cash App logo and a similar-looking email address to try and trick you into “verifying” your Cash App account information and password. To set up a Cash App business account, you’ll need to: Create a Cash App account on the app or the website. Other Features of the Cash App Account The following features can help you decide if the Cash App Account is right for you. New Slots 2022 Try the World Best Soccer slot Golden goal Jackpot cup bonus game. Verified emails from Cash App will always come from a @cash. Once you’ve verified your account by giving information like your name, date of birth, etc. ago Online security 101: no company will ever email you from an @gmail. Cash App is available for users in the U. Phishing scammers may be able to imitate Cash App’s email format, but they can’t imitate email addresses. 10 Cash App Scams 1. The Cash App does not rely on an account number to identify you as a traditional bank account would. 1 in the App Store finance category. See if your address, email and more are exposed on people finder sites. Then select the person you want to invite and tap Invite. Cash App has a lot in common with other peer-to-peer payment services like PayPal, Venmo, and Zelle. Cash App is the easy way to send, spend, save, and invest* your money. After entering the person’s information, the app will ask where you want to withdraw money from to make the payment. How to Cash Out on Cash App and Transfer Money to Your Bank. Cash App is available for users in the U. Select “Cash Card Support” from the menu. Cash App Support Sending a Payment To send a payment: Open the Cash App Enter the amount Tap Pay Enter an email address, phone number, or $Cashtag Enter what the payment is for Tap Pay Wheres my Refund? Refunded payments are generally returned instantly to your Cash App balance. Instead of an account number, you’re known on the network by your email address or phone number. Cash App will send a text message or an email to your friend. See if your address, email and more are exposed on people finder sites. Cash App is a mobile, peer-to-peer payment service that lets users send money to their family or friends and pay merchants or vendors. Incorrect Spelling and Grammar. Pretending to be customer support or a company representative Ugh—its almost too easy. This kind of scammer will ask you to send money in return for a larger sum, ie. To use Cash App and send payments, you need to first link your bank account to the. You can send money on the Cash App if you know the recipients phone number, email, or $cashtag. No, the business Cash App doesn’t need an email to send money. Similar to how you can send money from your Cash App account, you can also receive money. , allowing users to transfer money to one another using a mobile phone app. This includes scam detection, text messages informing customers of an unexpected login attempt, and requiring users to verify transfers to someone not on their contact list. If someone sends you money using your email address, phone number or $Cashtag, it will automatically go into your balance. Open Cash App and tap the profile icon on your home screen. The scam works because the Cash App doesn’t have telephone support. Cash App explains that verified emails from Cash App will come from @cash. Users are allowed to send “up to $250 within any seven-day period and receive up to $1,000 within any 30-day period,” according to the website. Easily receive cash for tickets you bought, and send your sister money for the gift you forgot. ” Enter the email address, phone number or “$Cashtag” (another person’s username in the app). Tap the “Cash Card” tab. If you cannot get help through Cash App or cash. The app allows for lightning speed transactions - sending and receiving money is quick, easy and convenient. This is a fairly standard fee compared with other money transfer apps; Venmo, for. com,” and “@cash. To add funds to your Cash App balance, youll need to link your Cash App account to an active bank account, debit or credit card. How to send money on Cash App If you want to send a payment on Cash App, all you need to do is: Open Cash App Enter the amount you want to send Click “Pay” Enter the recipient’s phone number, email address or $Cashtag Enter the purpose of the payment (for example, “last night’s dinner”) Select “Pay”. The Cash Card reimburses ATM fees. The Cash App software itself is safe to use. Now, Cash App allows you to spend your balance in stores as well, via the Cash Card. Cash App Identifier Number Lookup. Sending and Receiving Payments. Leave the fields blank if you’re unsure about specific terms or facts. Cash App is a secure and simple method to send money to friends, family, and companies. Many Ways to Move Money There are several different ways to transfer money from one bank to another, each with its pros and cons. Open the Cash App mobile app. How Does Cash App Work? Its Primary Features, Explained. Similarly, it offers its users a debit card, which can be uniquely personalized, and allows for. For starters, when a registered user introduces you to the app or sends you money, they do so by sharing a link to the Cash App sign-up page. Its free for members in our mobile app. Cash App does not send emails with attachments or links to download. Cash App guide: How to send, receive money. Enter the purpose of the payment (for example, “last night’s dinner”) Select “Pay”. Cash App Business Account Questions (Quick Answers!)>11 Cash App Business Account Questions (Quick Answers!). Cashapp doesnt have a customer service 1 Consistent_Truck_490 • 1 yr. ago [removed] PaddyStars • 2 yr. Scammers create a fake Cash App receipt as proof that they mistakenly sent money to your Cash App account. Cash App Scams And What To Do If Youre Scammed >10 Common Cash App Scams And What To Do If Youre Scammed. If your wallet or bag is lost or stolen (or you lose your Cash App card), here’s what to do: Open Cash App on your phone. Look for the terms in the deleted email. Cash App uses cutting-edge encryption and fraud detection technology to make sure your data and money is secure. How Long Does It Take to Transfer Money Between Banks?. Cash App is a peer-to-peer payment app created by Square, Inc. No one app is particularly worse off than the other, though Cash App does seem to be having a rough go as of late. ” Be picky with your transactions. Remember, according to Cash App: “verified emails from Cash App will always come from a @cash. To add funds to your Cash App balance, you’ll need to link your Cash App account to an active bank account, debit or credit card. As of right now, Cash App does not actually offer customer service via the telephone, only via email or through the app. The Cash App does not rely on an account number to identify you as a traditional bank account would. “Cash Support will never ask you to provide your sign-in code, PIN or other sensitive information, like your bank account information,” according to Cash App’s website. Does It Take to Transfer Money Between Banks?>How Long Does It Take to Transfer Money Between Banks?. Send Money Fast with Zelle®. Cash App will convert your USD to GBP for you, using the mid-market exchange rate. All you need is the recipient’s email address, phone number, or $Cashtag to send cash. The 14 Cash App Scams You Didn’t Know About …. All you need to send money to someone is their phone number, $cashtag or their QR code. Cash outs instantly send money to the bank account you connected to Cash App. com Step 4: Link Your Bank Account The next screen will ask you to connect your bank account to your Cash App account. If you have an open brokerage account you may receive emails from [email protected]. The app allows for lightning speed transactions - sending and receiving money is quick, easy and convenient. The recipient does not need to have Cash App installed to receive your transfer; you only need their email or phone number to send a payment. Greetings in General Fake Cash App emails are likely to use strange, generic, impersonal welcomes such as Dear Customer. Attn: Law Enforcement Response Team 1455 Market St. All you need is the recipient’s email address, phone number, or $Cashtag to send cash. All it takes is for your debit card to be activated—which you can do online or via our mobile app. 1, if a person collects more than $600 in business transactions through cash apps like Venmo then the user must report that income to the IRS. To add funds to your Cash App balance, you’ll need to link your Cash App account to an active bank account, debit or credit card. Sending money from a business account to a linked bank account also attracts a 1. app/help, you can reach the Cash App team by calling 1 (800) 969-1940. Fake Cash App login pages sent in phishing emails and texts. Did You Get Scammed on Cash App? Here’s What To Do. Cash App Review: How Do You Use It and Is It Safe?. You can help protect yourself by using P2P apps only to send money to people you know and double-checking their contact information before sending money. The bad guy could have the account set up for text or email alerts when money is deposited and transfer. With Cash App you can send money from the US to the UK with just a few taps of the thumb. transfer your Cash App money to a bank account) or send more money than you have in your Cash App in-app balance, you can connect a bank account using your debit card information or your banks online login details. Cash App is, quite simply, an app for sending and receiving money. Cash App Scams: 10 Top Scams and How To Avoid Them>Cash App Scams: 10 Top Scams and How To Avoid Them. ago Sure_Butterfly_6897 • 1 yr. If you want to be ultra-secure, create a special email address just for your bank, don’t publish it anywhere, or use it for anything else – that way, emails that appear to be from your bank. However, it is the slowest method of all. Receiving a Payment Sending a Payment Add Cash Cash Out Cash Card Account Settings Cash Boost Bitcoin Direct Deposit Investing Tax Reporting for Cash. Download and sign up for Cash App in a matter of minutes. Fake Cash App login pages sent in phishing emails and texts. In your Cash App account, you’ll create a $Cashtag, a unique, searchable username others can use to send you money, along with your email address or phone number. In June alone, more than 30 million people used the Cash App. Alternatively, you can create and use a unique identifier that the app refers to as a $Cashtag. Cash App does not send emails with attachments or links to download. If a consumer does call the number provided by the company (1-855-351-2274), they will hear a recording telling consumers to seek service via email or their app. Cash App is the easy way to send, spend, save, and invest* your money. Users can only get help through the app itself where they could use an email/message/contact form. Your email can be used to receive payments if its linked, but if youve already provided your $Cashtag, thats enough info for them to complete a payment. Its free for members in our mobile app. Some scammers are targeting the person-to-person payment service Cash App. The secure portal will allow you to send an email to [email protected]. The bad guy could have the account set up for text or email alerts when money is deposited and transfer. 12 Cash App Scams to Know and How to Avoid Them. The Cash App is not delivering a verification code to your email. Cash App>Scammers target Cash App. Copywriters will proofread each document that Cash App sends out. Leave the fields blank if youre unsure about specific terms or facts. Yes, Cash App gives away free money through periodic sweepstakes via its official Twitter account, @CashApp, and winnings are sent from a verified Cash App account that displays a blue checkmark. If your wallet or bag is lost or stolen (or you lose your Cash App card), here’s what to do: Open Cash App on your phone. For starters, when a registered user introduces you to the app or sends you money, they do so by sharing a link to the Cash App sign-up page. Cash App Support Sending a Payment To send a payment: Open the Cash App Enter the amount Tap Pay Enter an email address, phone number, or $Cashtag Enter what the. Official Cash App emails don’t come from an address with a string of 40 digits following the name. The signup process is simple and fast so that you can start using Cash App right away. Users can create a free account that will then let them instantly send or receive money from other users within the same country. Dont send them anything. Any information you submit is encrypted and sent to our servers securely, regardless of whether you’re using a public or private Wi-Fi connection or data service (3G, 4G, or EDGE). Cash App is, quite simply, an app for sending and receiving money. A request form must be filed to Cash App in order to send a subpoena. To “cash out” (i. Really, the From address not being from Cash. How to send money on Cash App If you want to send a payment on Cash App, all you need to do is: Open Cash App Enter the amount you want to send Click “Pay” Enter the recipient’s phone number, email address or $Cashtag Enter the purpose of the payment (for example, “last night’s dinner”) Select “Pay”. The mobile app is available for iOS and Android and is widely popular. The signup process is simple and fast so that you can start using Cash. Users can create a free account that will then let them instantly send or receive money from other users within the same country. Cash App charges a fee for instant transfers (0. That being said, there is a lot you can do to protect. Does Cash App Send EmailsCash App Payments. And on top of all this, Cash App also allows you to invest in stocks and Bitcoin, giving you a step-by-step introduction. Official Cash App emails don’t come from an address with a string of 40 digits following the name. Double-check the sender’s email address when you click on its address. You should only process personal payments on a personal account. How to Send Money on Cash App: A Complete Guide. Squares Cash App is a peer-to-peer payment app, like Venmo, that allows you to send and receive money with friends and family, without needing to have cash on hand or even be in the. Using Zelle to send money is a piece of cake, and the easiest solution for a messy mistake. Cash App Law Enforcement Inquiry. If the payee doesn’t have a Cash App account, it will still send them a notification to let them know you are sending payment. A viewer sent News 8 On Your Side an email that claims someone is having trouble delivering $500 to the victims. Because of that, scammers put up fake Cash App Customer Support pages online and pose as staff for the mobile payment platform. Your email can be used to receive payments if its linked, but if youve already provided your $Cashtag, thats enough info for them to complete a payment. Similarly, it offers its users a debit card, which can be uniquely personalized, and allows for ATM withdrawals too. No, the business Cash App doesn’t need an email to send money. Cash Support will never ask you to provide your sign-in code, PIN or other sensitive information, like your bank account information, according to Cash Apps website. Many scammers will ask for your email also to send a spoof email impersonating Cash App claiming they sent you a payment when they really didnt. As a good rule of thumb, use Cash App to send money only to people you know and trust. Cash emails will come from @square. App domain should make it obvious 3 satsophone • 2 yr. If an email contains links to other websites, it was NOT sent by. Official Cash App emails come from addresses ending in “@square. You can even scan their QR code straight from the app. Cash Budget App Jun 27, 2013 App Cute Casino Slots - $500 Million FREE Coins! 50 + fun Free Slots. Enter the code correctly and tap “Next. 75% of the transfer amount, with a minimum fee of $0. Cash App is a mobile, peer-to-peer payment service that lets users send money to their family or friends and pay merchants or vendors. 10 Common Cash App Scams You Need to Know About in 2022. You can help protect yourself by using P2P apps only to send money to people you know and double-checking their contact information before sending money. This is a fairly standard fee compared with other money transfer apps; Venmo, for example, also charges 3% to send. If you want to be ultra-secure, create a special email address just for your bank, don’t publish it anywhere, or use it for anything else – that way, emails that appear to be from your bank. ago Were you able to get your money back?! Please answer me this AutoModerator • 1 yr. “Cash Support will never ask you to provide your sign-in code, PIN or other sensitive information, like your bank account information,” according to Cash App’s website. Fake Cash App Receipts from Random Strangers. Cash App - Send Pay anyone instantly It’s free to send and receive money, stocks, or bitcoin within Cash App Settle up those tabs All it takes to pay someone is their phone number, email, or $cashtag. They send a screenshot of the receipt, as well as a request for you to return the money, with the hope you will do so without first verifying the transaction. Cash App also includes several security features that other money-transfer apps do not. However, the transfer will expire and the funds will return to your balance if the recipient. Leave the fields blank if you’re unsure about specific terms or. Enter the amount you want to send. app or cash. Cash App Support Sending a Payment To send a payment: Open the Cash App Enter the amount Tap Pay Enter an email address, phone number, or $Cashtag Enter what the payment is for Tap Pay Wheres my Refund? Refunded payments are generally returned instantly to your Cash App balance. Cash App charges a $2. Scammers create a fake Cash App receipt as proof that they mistakenly sent money to your Cash App account. In your Cash App account, youll create a $Cashtag, a unique, searchable username others can use to send you money, along with your email address or phone number. Money sent with Zelle® is designed to deliver payments, typically within minutes. Yes, Cash App gives away free money through periodic sweepstakes via its official Twitter account, @CashApp, and winnings are sent from a verified Cash App account that displays a blue checkmark. Cash App Money Flipping: Payment Reversed. Cash App Confirmation Code NOT Sending to Email or Phone. An email claims someone is trying to send you money through Cash App, but this lure of easy money is. Does Cash App Work? Its Primary Features, Explained>How Does Cash App Work? Its Primary Features, Explained. Cash App can be used to send and receive money with anyone through their phone number or £Cashtag, even if they are in another country!. A scam email claims someone is having trouble delivering $500 to the victims Cash App account. Cash App will send a verification code to your email or phone, depending on what you provided in the previous step. Any Cash App emails that do not come from the @cashapp, @square. Similar to how you can send money from your Cash App account, you can also receive money. Official Cash App emails come from addresses ending in “@square. com/_ylt=AwrFGWbEl1dkow40l0BXNyoA;_ylu=Y29sbwNiZjEEcG9zAzIEdnRpZAMEc2VjA3Ny/RV=2/RE=1683490885/RO=10/RU=https%3a%2f%2fcash. Cash App is, quite simply, an app for sending and receiving money. You can help protect yourself by. The mobile wallet app was launched in 2013 by Square Inc. They all allow you to easily send. If you have an open brokerage account you. An email claims someone is trying to send you money through Cash App, but this lure of easy money is. With Cash App you can send money from the US to the UK with just a few taps of the thumb. The app allows for lightning speed transactions - sending and receiving money is quick, easy and convenient. Click the Search button at the bottom of the box. Cash App also functions similarly to a bank account, giving users a debit card — called a “Cash Card” — that allows them to make purchases using the funds in their Cash App account. Cash App Support Sending and Receiving Payments Sending and receiving money is totally free and fast, and most payments are deposited directly to your bank account in minutes. Unexpected Cash App debit card could be a. A genuine email from Cash App is always issued from its official website, www. Send money within the US Sending a payment on Cash App is a quick and simple process. Cash App offers a variety of Boosts within the app that you can add to your. I have a problem with Cash App Select the option you are having issues with and help provide feedback to the service. As long as you deposit $300 to your Cash App balance each month, Cash App will reimburse the ATM fees whenever you use the card for a withdrawal. In June alone, more than 30 million people used the Cash App for transactions, and it’s ranked No. Cash App is a peer-to-peer payment app, so you can use it to send, receive and request money. You can then transfer it to a connected bank account or spend it using your Cash Card. Remember, according to Cash App: “verified emails from Cash App will always come from a @cash. The app supports USD and GBP currencies. The passcode is what you’ll use to log in to your account. As a good rule of thumb, use Cash App to send money only to people you know and trust. Yes, users of cash apps will get a 1099 form if annual commercial payments are over $600 Starting Jan. Cash App - Send Pay anyone instantly Its free to send and receive money, stocks, or bitcoin within Cash App Settle up those tabs All it takes to pay someone is their phone number, email, or $cashtag. If you cannot get help through Cash App or cash. Cash App explains that verified emails from Cash App will come from @cash. Tap Allow to allow Cash App to access your contacts or type in your friend’s phone number or email address. Cash App has over 30 million active users, 7 million of who even use their free debit card account. Navy Federal, together with Zelle. Emails from the Cash Team or Square will only contain links to websites at square. Yes, users of cash apps will get a 1099 form if annual commercial payments are over $600 Starting Jan. who used Facebook in the last 16 years can now collect a piece of a $725 million settlement by parent company Meta tied to privacy. Cash App will send a confirmation message in form of a passcode via email or text. Cash App charges a fee for instant transfers (0. Cash App - Send Pay anyone instantly It’s free to send and receive money, stocks, or bitcoin within Cash App Settle up those tabs All it takes to pay someone is their phone number, email, or $cashtag. If you sell goods or services and want to be paid through Cash App, you should switch your account to a Cash for Business Account. 75% for receiving money into your business Cash App account. Cash App will send a verification code to your email or phone, depending on what you provided in the previous step. Cash App giveaways will never require you to provide your PIN or sign-in code. A viewer sent News 8 On Your Side an email that claims someone is having trouble delivering $500 to the victims. Emails from the Cash Team or Square will only contain links to websites at square. The official Cash App customer service center won’t contact you through a Gmail account. Cash App is, quite simply, an app for sending and receiving money. In your Cash App account, you’ll create a $Cashtag, a unique, searchable username others can use to send you money, along with your email address or phone number. Cash App in 6 Steps, With Photos. Remember, according to Cash App: “verified emails from Cash App will always come from a @cash. , those limits are lifted, according to a Cash App representative. Send, request, and split with just a tap. Tap the “ Invite Friends ” button. How Long Does It Take to Transfer Money Between …. These types of consumers could be asked to send money to this Cash App account. All you need to do is: Open Cash App Enter the amount you want to send Click “Pay” Enter the recipient’s phone number, email address or $Cashtag Enter the purpose of the payment (for example, “last night’s dinner”) Select “Pay”¹. How Cash App protections compare to other payment apps. And on top of all this, Cash App also allows you to invest in stocks and Bitcoin, giving you a step-by-step introduction. ” Enter the email address, phone number or “$Cashtag” (another person’s username in the app). Use the subject line: Name Change – Facebook User Privacy Settlement and include the claim ID from the. It is a legit app that allows users to receive direct deposits, tax returns, and stimulus checks. The Cash App is not delivering a verification code to your email. 2 days ago · A scam email claims someone is having trouble delivering $500 to the victims Cash App account. You can help protect yourself by using P2P apps only to send money to people you know and double-checking their contact information before sending money. “Cash Support will. How Cash App protections compare to other payment apps. Cash App (formerly known as Square Cash) is a mobile payment service developed by Square. Some scammers are targeting the person-to-person payment service Cash App. Cash app scammers will most often try to impersonate either customer support or. Look for the terms in the deleted email. ago Cashapp does have an official customer service, and. Scammers try to trick you with text messages claiming you’re owed money on Cash App. Fake Cash App Receipts from Random Strangers. Many scammers will ask for your email also to send a spoof email impersonating Cash App claiming they sent you a payment when they really didnt. If you have an open brokerage account you may receive emails from [email protected]. Dont fall victim to a scam! Keep reading for 10 of the most common Cash App scams—plus, tips on how to avoid money fraud on the app. An email claims someone is trying to send you money through. Cash App is a peer-to-peer payment app created by Square, Inc. 5) How Do Cash App Business Accounts Work? A merchant gets a Cash App business account with a Cashtag, which is a unique username that customers can use to send payments to the business. Enter the amount you want to send. Users can create a free account that will then let them instantly send or receive money from other users within the. Once your card is activated, select Send Money, then Send Money with Zelle® to get started. Or you can create a unique identifier known as a $Cashtag. No one app is particularly worse off than the other, though Cash App does seem to be having a rough go as of late. Your email can be used to receive payments if its linked, but if youve already provided your $Cashtag, thats enough info for them to complete a payment. Add a Boost to your card and receive special offers and discounts. Cash App Emails: Identify SCAMS and Protect Yourself (2022). How to receive money on Cash App. Unexpected Cash App debit card could be a …. How to send money on Cash App If you want to send a payment on Cash App, all you need to do is: Open Cash App Enter the amount you want to send Click “Pay” Enter the recipient’s phone. Author: Mauricio Chamberlin, Kelly Jones, Ariane Datil Published: 3:35 PM EDT September 30, 2021. The scam works because the Cash App doesn’t have telephone support. To send money on Cash App: Open Cash App on your device. Users can create a free account that will then let them instantly send or receive money from other users within the. Users can use Cash App to send and receive money amongst one another. Cash App is a secure and simple method to send money to friends, family, and companies. Does cash app require recipients email? : r/CashApp. If an email contains links to other websites, it was NOT sent by Square. Remember, according to Cash App: verified emails from Cash App will always come from a @cash. Any Cash App emails that do not come from the @cashapp, @square. Cash App Support Sending a Payment To send a payment: Open the Cash App Enter the amount Tap Pay Enter an email address, phone number, or $Cashtag Enter what the payment is for Tap Pay Wheres my Refund? Refunded payments are generally returned instantly to your Cash App balance. Funds Transfer Payments App Something else. A request form must be filed to Cash App in order to send a subpoena. Merry Christmas and happy New Year Apr 14, 2018 1,471 App Real Drugstore, Credit Card & Cash Register Simulator - Kids Supermarket Games FREE Mar 29, 2017 136 App. Cash emails will come from @square. ago Cashapp does have an official customer service, and an official email to send spoof accounts too 1 [deleted] • 1 yr.